Wealth Position
- Cash reserve levels
- Cash reserve strategies
- Debt management
- Cash flow management
- Net worth
- Discretionary income
- Expected large inflow/outflow
- Lines of credit
Investment Plan
- Asset allocation
- Education planning
- Lump-Sum accumulation
- Options/restricted stock/Non-Qualified deferred compensation
- Ongoing investment fees
- Risk tolerance
- Tax implications
- Cost basis
- Time frames
- Diversification strategies
- Dollar-Cost averaging
- Market timing issues
Retirement Strategy
- Minimum distributions
- Pre-59 1 /2 strategies
- 401(k)s
- IRAs
- Medicare/Medigap
- Social security
- Roth conversions
- Income streams
- Income streams transition
- Health care
- Tax transitions
- Risk tolerance transitions
- Timing issues
Tax reduction Strategy
- Tax reduction
- Tax deferral
- Tax avoidance
- Future taxes due
- Withholding tax diversification
- Qualified investments
- Non-Qualified investments
- Effects of liquidation
- Filing status
- Business ownership
- Non-Traditional ownership
Comprehensive Risk Management Plan
- Disability options
- Long-Term Care-Timing/prem
- Medical Health
- Deductible vs cash reserves
- Policy status
- Policy loans
- Beneficiary designations
- Special needs situations
- Alternate/additional coverage strategies
Estate Plan
- Estate balancing
- Capital transfer
- Asset ownership
- Trusts
- Wills
- Trust funding
- IRD
- Succession planning
- Special needs dependents
- Minor children
- Generation skipping
- Short-Term life expectancies
- Estate liquidity
- Charitable planning
